Financing

0% Financing Through JCP&L

If you're a JCP&L electric customer, you may qualify for 0% APR financing up to $25,000 on ENERGY STAR–certified heat pumps, repaid conveniently through your JCP&L bill. DMS is an approved NEIF contractor. Apply directly through our dedicated financing page →

NEIF EnergyPlus Loan

Not a JCP&L customer, or need to finance more than $25,000? The NEIF EnergyPlus Loan offers 100% project financing with fixed monthly payments, terms up to 12 years, and no prepayment penalty — with no lien on your home. Loan amounts range from $2,500 to $50,000 based on credit. Rate: 8.99% APR for most borrowers. Available for owner-occupied homes only. Learn more →

Financing for Mitsubishi Equipment

As a Mitsubishi Diamond Contractor, DMS also offers financing through Synchrony for Mitsubishi heat pump and mini split installations.

0% Financing Through Elizabethtown Gas

DMS is a participating Elizabethtown Gas contractor. Customers converting to natural gas may qualify for 0% APR financing up to $25,000 through Elizabethtown Gas's On-Bill Repayment Program (OBRP), plus rebates up to $1,750 on qualifying high-efficiency equipment. These can be combined.

NEIF EnergyPlus Loan

For larger projects or if you don't qualify for the Elizabethtown Gas program, the NEIF EnergyPlus Loan is also available, covering 100% of project costs up to $50,000, with terms up to 12 years, no prepayment penalty, and no lien on your home. Available for owner-occupied homes only. Learn more →

Financing Through Synchrony

DMS offers flexible financing through Synchrony for AC installations and ductless mini split systems, including promotional no-interest periods on approved credit. Contact us for current offers and terms.

NEIF EnergyPlus Loan

For furnace and boiler replacements, the NEIF EnergyPlus Loan offers 100% project financing with fixed monthly payments up to 12 years, no prepayment penalty, and no lien on your home. Loan amounts range from $2,500 to $50,000 based on credit. Available for owner-occupied homes only. Learn more →

Financing Through Synchrony

Synchrony financing is also available for heating system installations. Contact us for current offers and terms.